Refer & Earn: You Get $5. Your Friend Gets $5.

Refer a friend to Tria, and you both get $5.

Your friend joins with your referral link, gets a Tria Card, and makes four qualifying payments of $5 or more each within 14 days of card issuance. Once all four settle, you each earn $5 USDT, added automatically with nothing extra to claim or submit.

Here's how it works, what counts, and what doesn't.

How Refer & Earn works

1. Share your referral link. Open Tria, copy your referral link, and send it to your friend.

2. Your friend joins Tria. They create their account using your referral link and get their Tria Card.

3. They make 4 qualifying payments. Your friend completes four qualifying card payments of $5 or more each, within 14 days of their card being issued.

4. You both get rewarded. Once all four eligible transactions settle, you each receive $5 USDT.

There is no cap on how many eligible friends you can refer.

What spending counts

Refer & Earn is built around real card usage. Normal everyday purchases with the Tria Card count, including:

• Shopping
• Groceries
• Restaurants
• Travel
• Subscriptions
• Online purchases
• Bills

If your friend is paying a merchant for an actual product or service, that transaction will generally count.

What doesn't count

One simple rule covers almost all of it:

If a transaction moves money rather than buys something, it won't count.

Card networks, not Tria, label every transaction with a merchant category code (MCC). Anything the networks classify as money movement, cash, stored value, or gambling is excluded from the four qualifying payments, no matter the amount.

Below is the full list, grouped so you can scan it.

Money transfers

Sending money to people or accounts.

Cash and quasi-cash

ATM withdrawals, cash advances, and anything treated as cash.

Wallet top-ups, stored value, and digital credit

Loading a wallet, prepaid card, crypto, gift card, or resellable digital credit.

Payment processors

Transactions routed through a payment provider rather than a merchant.

Gambling and lottery

Frequently asked questions

How much do we both earn?

Once your referred friend completes all campaign requirements, you receive $5 USDT and they receive $5 USDT.

How many payments does my friend need to make?

They need to make four qualifying card payments of $5 or more each.

How long do they have?

All four qualifying payments need to be completed within 14 days of their Tria Card being issued.

Does every payment need to be at least $5?

Yes. Every transaction used towards the four-payment requirement must be $5 or more. Payments below $5 will not count.

Do the four payments need to happen on different days?

No. They can be made whenever your friend wants within the qualifying period, as long as all campaign requirements are completed.

What if one of the payments is refunded or reversed?

Refunded or reversed transactions do not count towards the campaign.

My friend made a legitimate purchase and it didn't count. Why?

Transactions are classified using merchant category codes assigned by the merchant's payment provider and card networks. Sometimes a purchase may be classified under an excluded category. If that happens, contact support@tria.so and the team can look into it.

Can I refer more than one person?

Yes. There is no cap on the number of eligible referrals you can make. Each referred user needs to independently complete all campaign requirements.

Can I refer myself?

No. Self-referrals or activity designed purely to generate campaign rewards may be disqualified.

Will the excluded transaction categories ever change?

They may. Tria can review and update the excluded categories over time. Any updates apply to future qualifying spending.

Start referring →

Terms and conditions

1. Refer & Earn is available to eligible Tria users participating in the referral campaign.
2. The referred user must join Tria using the referrer's valid referral link.
3. The referred user must obtain a Tria Card and complete four qualifying card payments of $5 or more each within 14 days of card issuance.
4. A qualifying transaction is a settled card purchase made with a Tria Card at an eligible merchant and must be $5 or more.
5. Transactions falling under excluded merchant categories do not count towards campaign requirements, regardless of their amount.
6. Merchant category codes are assigned by the merchant's payment provider and card networks, not by Tria.
7. Refunded, reversed, or disputed transactions do not count towards the campaign.
8. Once the referred user completes all campaign requirements and the eligible transactions have settled, both the referrer and referred user will receive $5 USDT.
9. Campaign rewards are credited automatically. No separate claim is required.
10. Tria may withhold or reverse rewards where it identifies self-referrals, fraudulent activity, artificial transactions, or activity structured primarily to meet campaign requirements without genuine spending.
11. Tria may update the list of excluded merchant categories at any time. Changes apply to future transactions.
12. Tria's decision on whether a transaction qualifies towards the campaign is final.